Setting up a Self-Managed Super Fund (SMSF) gives you greater control over your retirement savings—but it also comes with important legal responsibilities. At UV Tax, we make the process simple, secure, and fully compliant with ATO regulations. From setup to ongoing management, we help individuals and families across Truganina, Point Cook, and nearby areas navigate SMSF with confidence.

Whether you’re setting up a new SMSF or ensuring your existing fund meets all obligations, UV Tax is your trusted local partner.

🏦 What is an SMSF?

A Self-Managed Super Fund (SMSF) is a private super fund you manage yourself. It gives you flexibility in how your super is invested, but also places full responsibility for managing the fund in your hands—or in the hands of the trustee(s).

You can have up to six members in an SMSF, and all must be trustees (or directors of a corporate trustee). The fund must be maintained for sole purpose of providing retirement benefits, and must comply with superannuation and tax laws at all times.

🏁 SMSF Setup Services at UV Tax Include:

Setting up an SMSF correctly from day one is critical. We handle all technical and compliance tasks, including:

• ✅ Establishing a compliant SMSF trust deed

• ✅ Assisting with trustee structure (individual or corporate)

• ✅ Registering the fund with the Australian Taxation Office (ATO)

• ✅ Applying for ABN, TFN, and GST (if required)

• ✅ Setting up a dedicated SMSF bank account

• ✅ Preparing and lodging trustee declarations

• ✅ Creating and documenting the initial investment strategy

• ✅ Guidance on rolling over funds from existing super accounts

• ✅ Liaising with the ATO for fund registration and activation

Our setup process is fast, ATO-compliant, and legally sound—so you can start investing with peace of mind.

🔒 SMSF Compliance Services Include:

Ongoing compliance is just as important as setting up the fund correctly. UV Tax provides full support, including:

• ✅ Annual SMSF tax return and financial statement preparation

• ✅ Coordination with an approved SMSF auditor

• ✅ Monitoring compliance with SIS Act and ATO rules

• ✅ Review and updates to your investment strategy

• ✅ Record-keeping and trustee minute documentation

• ✅ Member contributions and benefit payment tracking

• ✅ Advice on borrowing, related-party transactions, and property investments

• ✅ CGT, pensions, and transition-to-retirement strategies

• ✅ Assistance during ATO reviews or audits

We help keep your fund on track—and avoid penalties or disqualification.

⚠️ Why SMSF Compliance Matters

Non-compliance with ATO regulations can result in:

• Heavy tax penalties (up to 45% on fund income)

• Disqualification of trustees

• Freezing of SMSF assets

• Legal disputes between members

• Loss of retirement benefits

With UV Tax by your side, your fund stays compliant, up to date, and aligned with your goals.

💡 Benefits of an SMSF with UV Tax

• 📈 Full Investment Control: Property, shares, term deposits, managed funds & more

• 🧠 Expert Guidance: Clear, easy-to-understand advice for trustees

• 📍 Local Support: Work with trusted professionals in Truganina

• 🔍 Tailored Strategy: Designed around your retirement goals and risk tolerance

• 🧾 End-to-End Service: From setup and rollover to audit and exit