Managing a Self-Managed Super Fund (SMSF) requires regular attention to strategy, compliance, and structure. As your life, business, or financial goals change, your SMSF structure may need to adapt as well. At UV Tax, we provide expert SMSF restructuring services to help you safeguard your investments, optimise tax outcomes, and ensure long-term compliance with ATO regulations.

Whether you’re restructuring due to a relationship change, estate planning, or tax strategy, our team in Truganina and Point Cook will guide you through the process with clarity and confidence.

🔄 What is SMSF Restructuring?

SMSF restructuring refers to making formal changes to the legal and operational setup of your Self-Managed Super Fund. These changes may be needed to:

• Add or remove members or trustees

• Convert from individual trustees to a corporate trustee (or vice versa)

• Change the fund’s investment strategy

• Respond to compliance or regulatory updates

• Prepare for succession or estate planning

• Protect assets in the event of relationship or ownership changes

Proper restructuring helps future-proof your fund and ensures it meets ATO and ASIC requirements.

📋 When Do You Need SMSF Restructuring?

You may need to restructure your SMSF if:

• You’re adding or removing a spouse, family member, or business partner

• You’re planning for succession or death benefit nominations

• You’re switching from individual trustees to a corporate trustee

• You’re separating or divorcing and need to split super assets

• Your fund has grown and requires a new investment strategy

• You want to improve asset protection or tax efficiency

• You’re winding up or merging funds

✅ Our SMSF Restructuring Services Include:

• 🔄 Trustee changes and documentation updates

• 📑 Setup or transition to a corporate trustee structure

• 🧾 Review and amendment of the SMSF trust deed

• 💼 Assistance with member roll-ins and roll-outs

• 📊 Investment strategy reviews and compliance

• 🧠 Advice on CGT, stamp duty, and tax implications

• ✅ Lodgement with ATO, ASIC, and SMSF auditor coordination

• 📈 Transition planning for retirement or succession

⚖️ Corporate vs Individual Trustees – Need Help Deciding?

We guide you on whether switching to a corporate trustee makes sense for your fund.
Corporate Trustees Offer:

• Greater asset protection

• Easier succession planning

• Simplified administration with member changes

• Better long-term compliance outcomes

💡 Why Professional SMSF Restructuring is Essential

Improper or unrecorded changes to your SMSF can lead to:

• ATO penalties or non-compliance issues

• Incorrect trustee/member roles

• Tax disadvantages and loss of concessional benefits

• Legal disputes between members or beneficiaries

UV Tax ensures your restructuring is done correctly, with all documents, registrations, and strategies aligned for future success.

👨‍💼 Why Choose UV Tax?

• 👨‍⚖️ Specialists in SMSF Compliance & Strategy

• 📍 Local Support in Truganina and Greater Melbourne

• 🔐 Confidential, legally sound restructuring guidance

• 🧾 End-to-end service: Accounting, legal doc prep, ATO lodgement

• 💬 Transparent advice in plain language

• 📈 Integrated tax planning and financial reporting