Income Tax Calculator Australia
Estimate your income tax, Medicare levy and take-home pay for 2025–26 or 2026–27 in seconds. Add the tax already withheld from your pay to see your likely refund or amount owing.
✓ Free consultation✓ Free fixed-fee quote✓ Updated for 2026–27 rates
Calculate your income tax
Australian resident tax rates
| Taxable income | 2025–26 rate | 2026–27 rate |
|---|---|---|
| $0 – $18,200 | Nil | Nil |
| $18,201 – $45,000 | 16% | 15% |
| $45,001 – $135,000 | 30% | 30% |
| $135,001 – $190,000 | 37% | 37% |
| $190,001 and over | 45% | 45% |
Most residents also pay the 2% Medicare levy. People on lower incomes may pay a reduced levy or none, and some higher earners without private hospital cover may pay the Medicare levy surcharge.
How to increase your tax refund
- Keep receipts for work-related expenses, such as tools, uniforms and self-education
- Keep a car logbook or a record of work kilometres
- Record your home office hours and running costs
- Claim donations, income protection premiums and tax agent fees
- Use a registered tax agent — we check every eligible deduction
How it works
Use the calculator
Get an instant estimate in seconds.
Call 0466 268 405
Talk through your result with a tax accountant — free.
Free fixed quote
We quote before any work starts.
We lodge for you
Accurate, on time and every deduction claimed.
⚠️ Disclaimer – estimate only. This calculator gives a general estimate of income tax using Australian resident tax rates for the selected year. It may not include all levies, offsets, deductions, HELP/study loan repayments or other personal circumstances, and it does not apply to non-residents or working holiday makers. Tax rates and rules change. Results are not tax advice. Your actual tax is determined when your return is assessed. UV TAX accepts no liability for decisions made using this calculator.
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0466 268 405Frequently asked questions
Is this calculator accurate?
It gives an estimate for Australian residents using the standard tax rates, low income tax offset and 2% Medicare levy. Your actual tax can differ because of deductions, offsets, HELP debts, the Medicare levy surcharge and other factors.
Does it include HELP or student loan repayments?
No. HELP and other study loan repayments are not included. We calculate these for you when we prepare your return.
Can you check my tax return for free?
Call 0466 268 405 for a free consultation and a free fixed-fee quote.