Payday Super: What Employers Need to Know
Since 1 July 2026, employers must pay their employees’ super guarantee at the same time as their wages – every payday, not every quarter. UV TAX helps small businesses set up payroll and super so they stay compliant without the stress.
✔ Registered tax agent✔ Free consultation✔ 100% online, Australia-wide
What changed?
Before 1 July 2026
Super guarantee could be paid quarterly – up to 28 days after the end of each quarter.
From 1 July 2026
Super must be paid on each payday and generally reach the employee’s fund within 7 business days.
Rate
Super guarantee is 12% of an employee’s “qualifying earnings” – a new term that brings together ordinary time earnings and some other payments.
Clearing house closed
The Small Business Superannuation Clearing House closed on 1 July 2026. Employers need another way to pay.
What employers need to do
- Check your payroll software supports Payday Super
- Make sure every employee’s super fund details are correct
- Pay super with every pay run – weekly, fortnightly or monthly
- Allow time for contributions to reach the fund within the deadline
- Keep reporting wages and super through Single Touch Payroll
- Budget for cash flow – super now leaves your account more often
New employees
There can be a longer period for the first contributions for new employees while their fund details are set up. Get fund details as early as possible.
What if a payment is late?
Late or missed payments can lead to the super guarantee charge and other costs. The tax office has said its approach in the first year (to 30 June 2027) focuses on helping employers make the change – but employers must still act in good faith and fix problems quickly.
How UV TAX helps
- Review your payroll set-up for Payday Super
- Set up or move payroll in Xero, MYOB or QuickBooks
- Run pay runs, super and STP for you
- Fix past super shortfalls
- Plan cash flow around more frequent super payments
⚠️ General information only – not tax or legal advice. Payday Super rules include detailed definitions, deadlines and transitional arrangements that are not all covered here. This page is a simple overview as at November 2026 and does not consider your personal circumstances. Tax laws, rates and thresholds change regularly. Please get advice for your situation before acting.
Get your payroll ready for Payday Super
Free consultation and a fixed-fee quote before we start.
0466 268 405Frequently asked questions
When did Payday Super start?
1 July 2026. Super for wages paid from that date must be paid on payday.
How quickly must super reach the fund?
Generally within 7 business days after each payday, with some longer periods – for example, for new employees.
What is the super guarantee rate?
12% of an employee’s qualifying earnings.
Can I still use the Small Business Superannuation Clearing House?
No. It closed on 1 July 2026. You need another payment method, such as your payroll software or a clearing house offered by your fund or provider.
Does this apply to small businesses?
Yes. Payday Super applies to all employers who must pay super guarantee.
Related
General information current as at November 2026.